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1. Looking for a home before applying for a mortgage it.

2. Talking to only one lender

3. Buying a bigger house than you can afford

4. Moving too fast and rushing the process

5. Draining your savings

6. Being careless with credit

7. Fixating on house over neighborhood

8. Making decisions based on emotion

9. Assuming you need a 20 percent down payment

10. Miscalculating the hidden costs of home ownership

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